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What are some important facts about workers' compensation?

If you get hurt at work, your employer has several responsibilities to you. Your employer may have to help you file your workers' compensation claim, could have to help you recover lost wages, or may have to give you other accommodations.

Can I file a claim for workers' compensation?

If your injury is work-related, then you can usually file a claim for workers' compensation. However, this claim could be denied if it's found that your activities weren't work-related at the time of the accident. For example, if you're at a company party when you get hurt, your workers' compensation claim could be denied since you weren't working your normal duties when you were injured.

Which kinds of injuries won't be covered under workers' compensation?

There are a few kinds of injuries that may not be considered work-related. These include injuries that take place when you're on your lunch break, injuries that take place when at work but that were not related to or worsened by working, or injuries to or from work in some cases. Some kinds of injuries that may be covered include injuries that are a result of your job or that were worsened by your job. If you're in a company lunch room or cafeteria when you're hurt, this may also be covered under workers' compensation liability.

Are all workers covered by workers' compensation insurance?

Only employees are covered by workers' compensation insurance; sometimes, specific kinds of workers aren't covered at all and may need private coverage. These may include agricultural workers, domestic workers, undocumented workers, or seasonal workers.

Source: FindLaw, "I Have a Job-Related Injury: What are My Employer’s Responsibilities?," accessed April 14, 2016

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