In North Carolina, all employers are required to provide workers' compensation to their employees if they employ three or more employees. Businesses including limited liability companies, sole proprietorships, and corporations all have this requirement.
There are some exceptions for certain employers. For instance, if you are a railway worker, your employer will not have to carry workers' compensation insurance. Domestic servants and freelancers are not covered by workers' compensation, and farm laborers working for a person with fewer than 10 full-time employees won't be covered. There are other exceptions as well.