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5 professionals to talk to after a car crash

A car crash can change your life in an instant. In the face of physical pain and emotional trauma, you may also find yourself facing a legal battle for fair compensation. Where do you start? Who can you turn to for guidance? North Carolina follows a strict contributory negligence rule, which means you may not be eligible for recovering compensation if found even slightly at fault for the accident. This is why it is crucial to consult with the right professionals during this difficult time. 1. Medical doctor or specialist After a car accident, your health should be the top priority. Seek medical attention, even if you feel fine. Your healthcare provider will document your injuries, provide treatment and record your medical expenses, which are all crucial for legal purposes. 2. Law enforcement officers Report the accident to a police officer or a highway patrol as soon as possible. They will create an official accident report, including details like the accident’s time, location, and possible causes. This report can serve as valuable evidence in your case. 3. Insurance adjuster The at-fault party’s insurance company will likely call you to discuss the accident. Be cautious when speaking with the adjuster as they may try to minimize the amount the insurance company has to pay for your injuries. If possible, avoid talking with an adjuster without consulting a legal professional first. 4. Mental health professional A therapist or counselor specializing in mental health can help you manage the emotional trauma, anxiety and depression typically associated with car accidents. Their records can also support your claim by showing the emotional impact of the accident. 5. Personal injury attorney Many successful claims involve the help of an attorney specializing in personal injury law. Take advantage of their experience and let them manage negotiation for your fair compensation. If disputes arise, they can fight for you in court. Building a robust support system is key Each of these professionals can significantly impact the outcome of your personal injury claim. With the right team behind you, you can recover fair care and compensation (medical bills, lost income, ongoing rehabilitation, etc.) needed to rebuild your life.

What are risks of noise exposure for North Carolina construction workers?

When people imagine construction sites, many think of large equipment, like jackhammers, diesel-powered vehicles and other powerful machines, generating noise that can reach hazardous levels. Unfortunately, many companies fail to provide construction workers with adequate training in hearing protection. This can result in serious worksite injuries, such as hearing loss, for which employees may need to seek workers’ compensation benefits. Is your employer liable for dangerous occupational noise exposure? The answer may be yes if they don’t adhere to Occupational Safety and Health Administration (OSHA) standards and follow National Institute for Occupational Safety and Health recommendations. How is occupational noise measured? Sound level meters and dosimeters measure noise in the workplace. Measurements record the following: Sound or noise level at a given time Sound level averaged over eight hours Percent of allowable noise exposure, also known as noise dose Excessive levels can create a health risk and should be reported. But how do you know if you’re at risk? Permissible noise levels for workers OSHA mandates employers to take administrative or engineering steps to reduce noise if it exceeds these levels, measured in A-weighted decibels (dBA). Here are OSHA’s acceptable levels: 90 dBA for 8 hours 92 dBA for 6 hours 95 dBA for 4 hours 97 dBA for 3 hours 100 dBA for 2 hours 102 dBA for an hour and a half 105 dBA for an hour 110 dBA for half an hour 115 dBA for a quarter of an hour or less If noise reduction efforts aren’t possible, your employer must provide hearing protection and educate workers about the risks of not wearing noise-canceling headphones or earplugs. How is noise controlled in the workplace? To properly reduce noise in the worksite, your employer must find out: The noise level in the construction site How much noise reaches workers’ ears The frequency content of the noise What’s producing the noise Investigating noise exposure is a standard regulation in worksite evaluation and monitoring. How does North Carolina protect workers’ hearing? In March 2024, the North Carolina Department of Labor released a list of general industry standards requiring written safety and health programs. Programs on occupational noise exposure will include: Hearing conservation Monitoring Audiometric testing Training and education State efforts to strengthen protection against occupational hearing loss are vital. However, when employers don’t exercise due diligence, workers are at risk of injury, which could result in lost income and medical expenses. Consulting an experienced workers’ compensation lawyer can help an employee navigate the complex process of determining compensation and ensure that they can claim damages for hearing loss and other work-related injuries.

Why “doctor’s orders” should reign supreme after workplace injuries

When an accident happens in a working environment, the impacts of the situation can extend far beyond the initial injury. That’s why North Carolina provides legal protections for workers who are injured on the job. Through the state’s workers’ compensation program, eligible injured workers can receive the medical support they require during their recovery. Unfortunately, many injured workers may inadvertently jeopardize their compensation by failing to follow doctor’s orders. Ignoring or neglecting doctor’s orders can result in significant repercussions on a worker’s health, recovery and workers’ compensation claim. The role of doctors in workplace injuries The Tar Heel State’s workers’ compensation program mandates employers to have a designated healthcare provider who cares for injured workers. The employer is supposed to pay the chosen doctor so that the injured doesn’t incur out-of-pocket medical costs. When an injured worker consults with the designated doctor following a workplace accident, they can expect the medical provider to: Determine the acuteness of their injury Develop a personalized treatment plan Oversee their recovery Doctors should be given the upper hand because they have the knowledge and experience to establish the best strategy for efficient recovery. By following the doctor’s orders, an injured worker can receive the medication they need and take all the time they require to recover. It’s also crucial to note that following the doctor’s instructions is not just about efficient recovery; It’s also about compliance with workers’ compensation requirements. Workers’ compensation compliance According to the state’s workers’ compensation program, injured workers are required to follow the prescribed medical treatment. Failure to follow the doctor’s orders can trigger a denial or reduction of benefits. The company’s insurance company may take such actions under the argument that the injured worker isn’t committed to their recovery. To help ensure that they continue to receive financial support during their recovery, it’s important that an injured worker: Follow through with their personalized treatment plan Show up for all medical appointments Routinely communicate with their health provider By proactively demonstrating that they’re dedicated to getting better, a injured worker is less likely to jeopardize their claim. Injured workers whose compensation is halted or reduced for whatever reason can greatly benefit from appropriate legal guidance during such a confusing time. A reliable legal team can help such workers reclaim the financial support they need during their recovery.

What happens when a subcontractor is injured on a construction site?

The construction industry is one of the most hazardous workplaces in the United States. According to the Bureau of Labor Statistics, in 2020, there were 1,034 fatal injuries in the industry. As a subcontractor on a construction site, an injury can be devastating. Not only do you face physical pain and recovery, but also uncertainty about your financial future. You might ask yourself: who is responsible for my injuries, and how do I get the compensation I need? The complex web of responsibility Construction projects often involve multiple companies and contractors. When you suffer an injury as a subcontractor, it can be unclear who is responsible for providing workers’ compensation benefits. Your employer (the subcontractor) would cover the worker’s compensation. But if the principal contractor (the construction company) sublets the work without ensuring that your employer has workers’ compensation insurance coverage, they might become liable for providing the benefits. Third-party liability In addition to workers’ compensation benefits, you may also have a claim against a third party. This could include the general contractor, a manufacturer or another subcontractor. This is known as third-party liability. Seeking compensation It is essential to understand your rights and options in this situation. Workers’ compensation benefits can provide critical financial support during your recovery. A third-party lawsuit may offer additional compensation for your injuries. Do not face this complex process alone. Seek guidance from an experienced lawyer to ensure that you receive the compensation you deserve. Remember, every worker injured on a job has compensation rights. If you are in such a situation, do not hesitate to seek legal guidance to ensure that you receive the compensation you need to recover and move forward.

Dealing with personality changes after a traumatic brain injury

When you suffer from a brain injury following a car accident, you may notice significant changes in your personality. These changes can be confusing and distressing for you and the people around you. Understanding the nature of these changes can guide you on how to cope with them. The impact of brain injury on your personality Brain injuries can affect a person’s behavior, emotions and cognitive abilities. You might observe: Mood swings and irritability Impulsiveness and difficulties in decision-making Challenges with social interactions Changes in interests and motivation Memory problems and confusion These changes occur because different brain areas control various aspects of personality. When these areas sustain damage, it can change how you think, feel and behave. How loved ones can cope Unfortunately, you most likely will not be the only one who will experience difficulties following a traumatic brain injury from a car accident. Your loved ones will also need to deal with your personality and temperament changes. While challenging, they need to remember how a solid support system is vital to your recovery. They can offer you more support by: Educating themselves further about brain injuries and their effects. Seeking support from professionals and support groups about how to best care for you and how they can better manage their expectations and emotions. Being more patient and understanding, especially when you experience mood swings. Acknowledging that these mood swings are unintentional may help them deal with you more carefully and sensitively. Recovery from a brain injury is a long-term process. Understanding the extent of your injuries and what your journey to recovery entails can help them better care for you. Seeking professional help If you and your loved ones find it difficult to cope with the changes in your personality, it may be wise to seek professional help. A therapist or counselor can provide you with strategies to manage your emotions and improve communication with your loved ones. Additionally, they can help you develop realistic expectations for recovery and adjust to your new circumstances. Collaborating closely with your doctors, therapist or counselor can increase your chances of recovering fully. If you suffer from a traumatic brain injury after a car accident, you may want to work with an experienced attorney to help you file a claim and get the compensation you deserve.

How to appeal a denied workers’ comp claim in NC

Receiving a denial for your workers’ compensation claim can be disheartening, especially when you are relying on that support to recover from a workplace injury. However, it is important to remember that a denial does not have to be the final word. In North Carolina, there are clear steps you can follow to contest the decision and stand up for your rights. Understand the reason behind the denial It is no secret that insurance companies will sometimes deny legitimate workers’ compensation claims. That is why it is vital to understand their reasons and take quick action to appeal the decision. Start by thoroughly reviewing the denial letter you received. Knowing the reason is essential, as it will guide your next steps. Challenge the decision Your journey to contest the denial starts with filing these forms with the North Carolina Industrial Commission: Form 18: This document asserts your claim of an injury at work. Make sure to provide detailed information about the injury, including how the incident occurred. Form 33: This form allows you to bring your case forward for a hearing. Include all relevant details about your case and attach any additional evidence that supports your claim, such as medical reports or witness statements. Submitting these forms correctly and completely is your first critical step toward having your voice heard and your claim reconsidered. Engage in mediation During this part, both you and your employer will present your sides of the story. It is important to come prepared with all relevant documents and a clear idea of the resolution you seek. Attend the hearing Sometimes, despite everyone’s best efforts, you might not reach an agreement with your employer during mediation, or you might find the mediator’s recommendation unsuitable. If that happens, the next step is to attend a hearing. This is your opportunity to present your case directly to the Industrial Commission. Explain clearly and confidently how the injury occurred, the impact it has had on your life and why you believe the denial of your claim was incorrect. After the hearing, the commission will deliberate and decide on your appeal. This can take some time, so patience is essential. Remember, when it comes to navigating the workers’ compensation system, each step you take is crucial in advocating for your rights and ensuring you receive the compensation you deserve. While it is a journey that requires patience and perseverance, understanding these steps empowers you to move forward confidently.

What are the lasting complications of a traumatic brain injury?

A car crash is one of the common causes of traumatic brain injury (TBI). This condition has physical and psychological symptoms that may appear immediately after the accident, while others may present weeks later. While injured individuals can fully recover from a mild TBI, severe cases may have more devastating effects and can even be fatal. In 2021, there were roughly 69,473 deaths associated with this type of injury. If you got hurt in a car accident, getting medical attention is crucial to prevent aggravating your condition. A severe head trauma from a vehicle collision may lead to complications with lasting effects. Severe complications of TBI If you hit your head during the accident, you may develop health problems stemming from the brain injury. These conditions may include: Physical complications: After the crash, you may experience seizures, headaches, infections or vertigo. Symptoms of these conditions may last for a few weeks, even months. Trauma to the head may also result in cranial nerve damage, which may lead to paralysis, blindness, hearing loss and dizziness. Communication problems: This injury may leave you unable to use the muscles you need to form words, resulting in speech issues. You may struggle with identifying changes in tone and note the subtle differences in meaning. Challenges in communicating may cause frustration and conflict between you and your care providers. Behavioral and emotional changes: Demonstrating verbal or physical outbursts, lack of awareness and risky behavior can be a complication of a severe TBI. You may also develop mental health issues, such as depression, anxiety and mood swings. Altered consciousness: Widespread damage to all parts of the brain can lead to brain death, meaning there is no activity in the organ. This condition is irreversible. You may lower the risk of injury and its long-term complications by prioritizing safety on the road. Reduce the risk of traumatic brain injuries Before driving, wear your seat belt and ensure that your passengers are wearing theirs, too. You should also avoid driving under the influence of alcoholic substances and drugs, including prescription meds that may affect your focus. If you drive a motorcycle, always wear protective gear, including a helmet, gloves and outerwear. This may help reduce the risk of sustaining fatal injuries in an accident.

Why are car crashes a leading cause of brain injuries?

Most people instinctively know to check themselves and other vehicle occupants for signs of injury after a crash. Usually, they look for broken bones, contusions and other obvious injuries. However, people can develop internal injuries that have significant and potentially lifelong consequences. One of the worst potential injuries after a vehicle collision is a traumatic brain injury (TBI). In fact, motor vehicle collisions are among the top causes of TBIs. Falls, interpersonal violence and contact sports also have a strong association with traumatic injuries to the brain. Why are car crashes so often responsible for serious brain injuries despite improved vehicle restraints and safety systems? Crashes could hurt the brain in multiple ways Most people think of blunt force trauma to the head when they think about TBIs. Crashes can easily cause a serious blow to the head, possibly because someone hits their forehead on the steering wheel or the side of their head on a window. That being said, direct physical trauma is only one of the ways that collisions can injure the human brain. Sometimes, flying glass and other debris can cause penetrating injuries. Projectiles moving at high speeds could cut into the head and damage the brain. Particularly if the entry wound is small, people may not even realize that their brain is at risk. The power of the crash itself could also cause brain injuries. When the force of the collision causes the vehicles involved to spin or flip over, those violent vehicle motions could shake the brain around inside the skull, causing bleeding or swelling. In rare scenarios involving fires or explosions, percussive force or oxygen deprivation could also potentially lead to brain injuries. The average person might struggle to notice the early warning signs of a TBI unless it is a severe injury that renders someone immediately unconscious. Anytime a crash is significant enough to put someone at risk of a brain injury, it might be beneficial to seek medical evaluation. A doctor’s diagnosis can connect a brain injury to a car crash. Those who can prove that a motor vehicle collision caused a potentially life-altering injury may be in a position to hold the driver (or another party) at fault accountable. Pursuing compensation is often easier when there are no questions about the origin of someone’s injuries and expenses.

Does medication-induced impairment affect workers comp eligibility?

Numerous factors can explain why a worker might get injured while on the job. It may be because there was a lack of safety equipment during the incident or an equipment malfunction. However, the workers themselves may be in a state that could raise their chances of suffering an injury, such as being impaired by prescription medication. It’s not unusual for workers to continue operating machinery or performing hazardous tasks while impaired. They could be under the effects of strong painkillers, muscle relaxants or other prescription drugs. But if they suffer an injury, their employer may claim they’re ineligible for compensation because of their impaired state. The law on medication impairment Under North Carolina’s workers’ compensation law, an employer can potentially deny benefits if the employee’s injury was caused by intoxication. This law applies to alcohol as well as any drugs or narcotics. The employer has the burden of proof to prove that their employee was under the effects of alcohol or drugs at the time of the injury incident. Fighting for compensation eligibility While state law clearly says that prescription drug impairment disqualifies a worker for compensation, it also provides an exception. An employer can’t use the employee’s intoxication as justification for a claim denial if the employer was aware at the time that the employee was impaired and still allowed them to remain on the job. So, if the employer knew or reasonably should have known about the employee’s impaired condition from medication, the claim may still be compensable. Workers’ compensation cases involving prescription medication often depend on specific facts and circumstances. If you face similar circumstances and your employer is turning down your claim because you were under the effects of medication, you might still be able to appeal the denial. An experienced legal professional may be able to evaluate your case and fight for your right to benefits.

Considering a settlement for premises liability injuries

After sustaining severe injuries on someone else’s property, the owner may readily offer you some cash for your troubles. It can be tempting to take this money so you can move on from this nightmare and focus on getting better. However, those at fault in premises liability cases often use these quick fixes to avoid paying the proper amount. When a property owner’s negligence is the cause of your accident, you’re likely entitled to compensation that covers medical expenses, lost wages, and pain and suffering. However, the initial offer may not fully account for the true extent of your injuries. What you should know before accepting a settlement The consequences of an accident can unfold long after the event itself. You might find that you need ongoing care or that your injuries prevent you from working as you once did. Generally, insurance companies are not on the victim’s side. They often aim to have victims settle for the lowest amount possible. Moreover, accepting their initial offer may mean giving up your right to pursue additional compensation, even if your condition progresses or you need more treatments. How to determine what a fair compensation amount is North Carolina has no set formula to calculate the exact compensation amount for a premises liability case. Instead, the judge and jury will decide after assessing how your injuries have impacted your life. This thorough review may lead to a final settlement far exceeding the initial offer. Engaging an attorney early can be pivotal to your case. They can help investigate what happened, gather evidence and build a compelling case for you. With their support, you may focus on your recovery while they pursue the compensation you deserve. Although accepting a settlement offer may seem to save time, this decision may cost you more in the future.

Workers’ comp eligibility for silicosis and asbestosis

Silicosis and asbestosis are diseases that workers can contract from breathing in certain types of dust at their jobs. Silicosis is common among people who work in mining, sandblasting or rock drilling due to their exposure to silica dust. This dust can damage and scar the lungs, leading to coughing, breathing problems and chest pain. Asbestosis, on the other hand, is caused by breathing in asbestos fibers, which are common in construction materials. This disease can also lead to lung scarring and symptoms similar to silicosis. These diseases can worsen over time, meaning workers could suffer increasingly severe symptoms. But there is some good news. In North Carolina, workers’ compensation laws can provide some relief. Workers who have these diseases may be able to get money to help pay for medical costs, disability benefits and more. But to get this help, they must meet certain criteria. Meeting the eligibility requirements under state law Per state law, a worker qualifies for workers’ compensation if they have spent at least two years in a job breathing in silica or asbestos dust. Also, the start of these two years of exposure couldn’t have been more than ten years before their last exposure to the dust. What does this mean? If a worker was around this harmful dust more than ten years ago, they can’t get workers’ compensation. This is true even if they were around the dust for a total of two years or more. Miners and construction workers must be especially careful Silicosis can take 10 to 30 years to develop following initial exposure to silica dust. This means the law might not provide help for workers who develop the disease a long time after encountering the dust. Workers who believe they have silicosis or asbestosis should take immediate action and file a workers’ compensation claim. By acting quickly, they can avoid potential delays in receiving benefits and start necessary medical treatments as soon as possible. However, it can be challenging to determine if their case aligns with the state’s two-year rule. In this situation, seeking a legal professional can be beneficial. They can assist workers in compiling essential records, like details about their job and the length of time they encountered silica or asbestos dust. Information like this can be crucial when applying for workers’ compensation.

For furniture makers, potential dangers color each phase of the process

North Carolina has long been known as the “Furniture Capital of the World.” Some of the leading furniture manufacturers are located here. As anyone who has done this work or has a loved one in the industry knows, despite the technological advances in machinery and other equipment over the decades, any kind of furniture making employment can be dangerous. Employees need the appropriate training to use equipment safely. Further, employers need to ensure that the proper safeguards are in place. Consider – for example – the fact that, according to the Occupational Safety and Health Administration (OSHA), machine guarding violations are among the most commonly cited during OSHA inspections of woodworking-related workplaces, which are just some of the kinds of furniture-related scenarios that employees must be careful to navigate safely. Woodworking Because many machines utilized in woodworking operations are designed to cut wood and other dense materials, they can also cause amputations (particularly involving fingers and hands) and serious lacerations. Of course, having the proper personal protective equipment (PPE) can help prevent dangers to the eyes and respiratory system. However, gloves aren’t going to help much if a blade cuts into a person’s skin. Assembly and finishing The woodworking phase of furniture making isn’t the only dangerous part. Assembly involves staple and nail guns that need to work correctly, cared for properly and be used carefully, just as cutting equipment does. The finishing phase is where workers are most at risk of chemical as well as fire hazards. Strong furniture finishing products used can cause respiratory and skin conditions. Wood dust is another common cause of respiratory conditions as well as eye problems and even blindness. A “no-fault” system Employers owe their workers equipment that is properly functioning and maintained. They also owe them access to all necessary PPE and in sizes that fit them correctly. Training of all employees is also critical because one employee’s error or negligence can end up injuring someone else. It’s important to know that, with a few exceptions, workers’ comp is a “no-fault” system. That means that in all likelihood, an employee who is injured or develops a medical condition because of their work is entitled to benefits whether their employer, another employee, faulty equipment or they themselves are to blame for their harm. Having experienced legal guidance can help injured furniture workers get the benefits to which they’re entitled.

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