Workers throughout the state of North Carolina expect to be able to do their job each day without suffering an injury. Because this does not always happen however, most businesses in the state are required to purchase a workers' compensation insurance policy. When a worker is hurt while doing something in conjunction with his or her job, that individual may decide to seek benefits via a workers' compensation claim. There are many instances in which this may be appropriate including situations where a worker must miss work to recover from an injury. In some cases such benefits are vital to keep a worker from financial ruin.